Protecting the Rights of Debtors & Creditors in Erie, PA

Debtors

Debtors can rely on the skilled attorneys of Carney & Good to protect their rights against lenders, creditors, and collection agencies in cases involving liens or other debt disputes. Creditors have a job to do, but are guided by a stern set of rules entailing the methods allowed as well as how frequently they can contact a debtor.

The Fair Debt Collection Practices Act (FDCPA) states that it is illegal for debt collectors to engage in particular activities, such as:

• Contact before 8am and after 9pm
• Failing to inform you that you have a right to dispute the debt
• Adding undisclosed fees and costs to the debt

Creditors

Under the FDCPA, a creditor is someone who consistently collects debts that are owed. The attorneys of Carney & Good also represent cases involving the rights of creditors, lenders, equity holders, and collection agencies. Nondischargeable debts include debts incurred through fraud or through willful, mischievous conduct. We offer advice and assistance on the requirements of the complex legal acts that describe creditor rights.